A Comprehensive Guide to Accessory Dwelling Units (ADUs) in Massachusetts

August 16, 2024 | JoAnne Hamberg
Home > > A Comprehensive Guide to Accessory Dwelling Units (ADUs) in Massachusetts

A Comprehensive Guide Accessory Dwelling Units (ADUs) in Massachusetts

Accessory Dwelling Units (ADUs) have become an increasingly popular solution for expanding housing options in Massachusetts. With the passage of the Affordable Homes Act in August 2024, ADUs are now allowed “by right” across the state, meaning homeowners can build these units without needing a special permit in most single-family residential zones. This significant shift aims to address the housing shortage while providing homeowners with more flexibility. 

What Are ADUs? ADUs, also known as accessory apartments or in-law suites, are secondary living spaces located on the same lot as a primary residence. They can be either attached to the main home or completely detached. ADUs typically include a bedroom, bathroom, kitchen, and living area, making them a fully functional living space. 

Benefits of ADUs

Increased Housing Options: ADUs help to diversify the housing stock in communities by offering smaller, more affordable rental units. This is particularly beneficial in addressing the housing crisis, providing options for seniors, young professionals, and small families.

Potential Income Source: Homeowners can rent out ADUs, creating an additional stream of income. This can be especially appealing in high-cost areas where rental demand is strong.

Flexibility for Families: ADUs can serve as living spaces for aging parents, adult children, or caregivers, allowing families to stay close together while maintaining separate living quarters.

Sustainability: ADUs make use of existing infrastructure and land, which can reduce the environmental impact of new housing developments. 

Key Regulations and Considerations

By-Right Approval: Under the new law, most communities in Massachusetts cannot require special permits for the construction of a single ADU on a lot. However, municipalities can impose certain regulations, such as site plan reviews and size limitations (typically up to 900 square feet). 

Design and Accessibility: Homeowners should consider universal design principles when planning their ADU, especially if it will house aging family members or individuals with mobility challenges. Features like wider doorways, step-free entrances, and accessible bathrooms can enhance usability.  

Zoning and Space Requirements: While ADUs are allowed by right, homeowners must still comply with local zoning regulations regarding setbacks, height restrictions, and other dimensional requirements. It’s essential to assess the available space on the property to ensure compliance with these rules.

Costs and Financing: Building an ADU involves various costs, including construction, design, permits, and utility connections. Homeowners can finance these projects through personal savings, home equity loans, construction loans, or mortgage refinancing. Additionally, rental income from an ADU can help offset these costs over time.

The legalization of ADUs by right in Massachusetts marks a significant step forward in addressing the state’s housing needs. By providing homeowners with the opportunity to build these units more easily, the state is helping to increase the availability of affordable housing options while offering financial and practical benefits to property owners.

For those considering adding an ADU to their property, it’s advisable to consult with a knowledgeable architect or contractor to navigate the design, permitting, and construction processes effectively.

For more detailed information on specific regulations and financing options, you may want to explore resources provided by the Massachusetts Department of Housing and Community Development or consult with a local real estate expert.

JoAnne Hamberg Founder of The Real Estate Exchange
JoAnne Hamberg, Broker

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