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Are you intrigued by the idea of investing in real estate? Have you considered exploring the potential of foreclosed properties but feel unsure about where to start? Whether you’re a seasoned investor or a newcomer to the world of real estate, there’s always more to learn, especially when it comes to seizing opportunities in the […]
If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An
What To Know About Credit Scores Before Buying a Home Read More »
Entering the world of homeownership is an exciting journey, but it can also be filled with questions and uncertainties, especially for first-time homebuyers. One of the most common questions we encounter at Real Estate Exchange is, “What qualifies someone as a first-time homebuyer?” This is crucial, as there are several special finance options available exclusively
Understanding First-Time Homebuyer Qualifications and Finance Options Read More »
2023 has emerged as a pivotal year in real estate, characterized by a significant market cooldown. This guide will equip home sellers with essential insights and strategies to navigate these evolving conditions as we enter 2024. Market Overview: The real estate landscape in 2023 is markedly different from the previous years. The frenzy of buying
Navigating the Chill: A 2023 Guide for Home Sellers in a Slowing Market Read More »
Are you facing the dilemma of whether to upsize to a bigger home or downsize your current one? It’s a decision that often arises as life circumstances change. Whether your family is expanding or you’re seeking a cozier living space, this article will provide you with valuable guidance. Moving to a new home is a
Navigating Home Changes: Should You Go Bigger or Embrace Downsizing? Read More »
In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. To overcome those challenges, many people are working with their agents to find less expensive homes. And with newly built homes making up a historically large percentage of the total
People Want Less Expensive Homes – And Builders Are Responding Read More »
Wondering if you should continue renting or if you should buy a home this year? If so, consider this. Rental affordability is still a challenge and has been for years. That’s because, historically, rents trend up over time. Data from the Census shows rents have been climbing pretty steadily since 1988. And, data from the latest rental report from Realtor.com shows rents continue to
Why Buying a Home Makes More Sense Than Renting Today Read More »
If you’re thinking about selling this spring, it’s time to get moving – the best week to list your house is fast approaching. Experts at realtor.com looked at seasonal trends from recent years (excluding 2020 as an uncharacteristic year due to the onset of the pandemic) and determined the ideal week to list a house this year: “Home sellers
The Best Time To Sell Your Home Is Almost Here Read More »
Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are
Closing Costs: What You Need to Know Read More »
One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a preapproval [sic], the lender tells you which types of loans you may be eligible to take out, how much you may be approved to
Pre-Approval in 2023: Everything You Need to Know Read More »