After a few years of a housing market that felt stuck in neutral, 2026 could be the year we see things shift back into gear. Experts predict more people will start moving, and that may open the door for you to do the same.
More Homes Are Expected to Sell
Affordability challenges in recent years caused many potential movers to hit pause. But that pause won’t last forever. There are always people who need to move, and expert forecasts suggest more of them will act in 2026.
So, what’s driving this change? Two main factors: mortgage rates and home prices. Let’s break down the latest forecasts so you can see why 2026 could be a more active year.
Mortgage Rates Could Ease
Lower mortgage rates have been at the top of every buyer’s wish list. After peaking near 7% earlier this year, rates have begun to ease, and forecasts suggest this trend could continue into 2026.
It’s important to remember: rate declines tend to be gradual. Experts expect modest improvements over the next year, with some ups and downs along the way. Overall, we could see rates in the low 6% range, or possibly even high 5%, by year-end.
Even a small drop can make a big difference. Compared to earlier this year, a slight decline already translates to hundreds of dollars in potential monthly savings, improving affordability for buyers and making homeownership more accessible.
Home Price Growth Likely to Be Moderate
What about home prices? Nationally, prices are expected to rise, but at a slower, more sustainable pace. Lower rates will bring more buyers back into the market, providing upward pressure on prices, but experts don’t anticipate a dramatic surge or a major crash.
Some markets may see slight declines, while others will continue to appreciate, largely depending on local inventory levels. But overall, moderate growth nationally provides predictability and allows buyers and sellers to plan with confidence.
Bottom Line
After a quieter period, 2026 is shaping up to bring more activity, and more opportunities. With rising sales, easing mortgage rates, and moderate price growth, the housing market could be healthier and more dynamic.
The big question is: will you be one of the movers making 2026 your year?
Let’s connect to prepare and make the most of the opportunities ahead.
