JoAnne Hamberg

How Your Tax Refund and Stimulus Savings Can Help You Become A Homeowner This Year

How Your Tax Refund and Stimulus Savings Can Help You Become A Homeowner This Year

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If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund. Using data from the Internal Revenue Service (IRS), it’s estimated that Americans can expect an average […]

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What Credit Score Do You Need for a Mortgage?

What Credit Score Do You Need for a Mortgage?

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According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for some, many buyers may be

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What A Historically-Low Housing Inventory Mean For YOU

What A Historically-Low Housing Inventory Means for YOU

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The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. We’ve seen this trend throughout the bigger cities in the United States

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home buyer guide

Homebuying Guide

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Step 1: Start Your Research Early Visit ree123.com and make note of particular homes you are interested in and see how long they have been on the market. Your realtor can help you note any changes in the asking price and answer any questions you have. This will give you a sense of the housing

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woodland estates

Click here to view our up coming TV commercial – 55+ Community in Fitchburg offers single level living

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Are you looking for a place to call home? Consider Woodland Estates. Woodland Estates offers Ranch style homes catered to your individual needs. This pet friendly, 55+ community offers a nice country setting and is easily accessible from John Fitch Highway. Call today to start designing your new home (978) 582-4339 or visit us at

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